In the very unlikely event of the insolvency of Much Better Adventures, your booking is fully insured for all monies paid. The policy also includes repatriation if required. Exact details of the current insurer, and how to make a claim, are shown on our booking terms, clause 23.
If you change the date of your booking, this cover will still be in place. If you cancel your booking and some of your payment is converted to credit, this credit is also still protected under the same scheme.